Do-it-yourself workers' comp

Article Abstract:

Small firms are flocking to SIGS as an alternative to a dearth of private insurers or costly state residual markets. Companies join together, hire an administrator, and run their insurer like a cost center/safety consultancy. Stop-loss and aggregate insurance protects the SIG from major liability.

Insurance pools, Self-insurance, Self insurance, Cooperative insurance

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Workers' comp via managed care: workers' comp insurers that use a managed-care approach may be able to help some small firms cut costs

Article Abstract:

Small businesses can especially reduce their workers' compensation costs by contracting for the insurance from a carrier that uses a managed care approach for medical treatment. Such an approach can reduce overall costs while maintaining the legally-required coverage.

Usage, Finance, Managed care plans (Medical care)

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Costly numbers in workers' comp

Article Abstract:

Businesses should ensure that their employees have the proper risk classifications for workers' compensation insurance. The National Council on Compensation Insurance maintains the classification system used by most states.

Insurance Mgmt-Workers Compensation, Information services, National Council on Compensation Insurance

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