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A "perfect storm" hits insurance sector

Article Abstract:

Several trends are combining to cause a crisis in the insurance industry. Customers are balking at premium increases that must be made to cover large litigation awards, terrorist attacks, and lost investments. Higher premiums will probably reverse the crisis, but premiums will likely go on increasing at a faster rate than inflation.

Author: Ratajczak, Donald
Publisher: Society of Financial Service Professionals
Publication Name: Journal of Financial Service Professionals
Subject: Business
ISSN: 1537-1816
Year: 2003
Commodity & service prices, Finance, Prices and rates, Insurance industry, Tort reform, Insurance policies, Company financing, Company pricing policy

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The adequacy of life insurance coverage in U.S. households

Article Abstract:

Most U.S. households, especially those with dependents, have inadequate levels of life insurance coverage. The reasons for this often have to do more with a lack of information than cost.

Author: Mitchel, James O.
Publisher: Society of Financial Service Professionals
Publication Name: Journal of Financial Service Professionals
Subject: Business
ISSN: 1537-1816
Year: 2003
Life Insurance, Direct Life Insurance Carriers, Analysis, Causes of, Family, Insurance, Underinsurance

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The recession that wasn't but still could be

Article Abstract:

The author discusses the possible impact US tax policy may have on consumer purchasing confidence and thus influence whether the US experiences a recession in the latter months of 2001.

Author: Ratajczak, Donald
Publisher: Society of Financial Service Professionals
Publication Name: Journal of Financial Service Professionals
Subject: Business
ISSN: 1537-1816
Year: 2001
United States, Influence, Consumer behavior, Tax policy, Recessions

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