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Card tricks: The ready availability of credit cards today makes it well worth reviewing what is on offer

Article Abstract:

Most of the credit card holding population in the UK pay above 20% APR and many cardholders carry a balance, with 56% planning to carry balances for six months, if not indefinitely. New credit companies have been entering the UK market since 1994, providing consumers with a wider choice and better rates. All companies offer facilities to switch balances from existing cards, and savings can often be dramatic. Store cards typically charge over 30% APR, and bank overdrafts can cost more than 18%.

Author: Hill-Whyte, Lisa
Publisher: FT Business
Publication Name: Investors Chronicle
Subject: Business
ISSN: 0261-3115
Year: 1999
Nonbank Credit Card Firms, Credit Card Issuing, Personal credit institutions, Management, Credit cards, Nonbank credit card services

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Juicier guarantees hide lower potential: guaranteed equity investments are offering better andbetter deals, say companies. But investors should remember these investments are no freelunch

Article Abstract:

Guaranteed equity investments are offering seemingly attractive ratesreflecting the combination of increasing interest rates, lower stock markets and keener pricing bycompanies. However, guaranteed investments carry trade offs between guaranteed return andupside potential, and investors who could tie up their money for five years or more would benefitmore from investing in a unit trust Pep.

Publisher: FT Business
Publication Name: Investors Chronicle
Subject: Business
ISSN: 0261-3115
Year: 1995
Personal finance, Investments

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