Retail is coming of age

Article Abstract:

Retail banking as an independent and equal component of the banking industry can only happen if management recognizes it as such. Current attitudes toward retail bank services serve to limit the effectivity of the banking segment to a supportive role only. To optimize its potential as an industry, retail banking needs appropriate management and marketing tools, an updated manangement information system and an upgraded customer base.

Author: Rose, Sanford, Carroll, Peter
Publisher: Thomson Financial Inc.
Publication Name: Journal of Retail Banking
Subject: Business
ISSN: 0195-2064
Year: 1992
Services, Marketing, Beliefs, opinions and attitudes, VARs (Value added resellers), Value-added resellers, Store managers

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Revisiting retail profitability

Article Abstract:

The choice of a yield curve from which to extract the rates needed to transfer-credit deposit balances is a crucial factor in determining retail's earnings contribution. If a bank chooses a triple-A curve, the implicit assumption is that its deposit gathering operations is a type of mutual fund whose balances are being notionally invested on a match-funded basis in triple-A securities.

Author: Rose, Sanford
Publisher: Thomson Financial Inc.
Publication Name: Journal of Retail Banking
Subject: Business
ISSN: 0195-2064
Year: 1993
Finance, Measurement, Profit, Profits, Deposit banking, Depositories (Banking)

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Subjects list: Banking industry
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