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The risk may be low, but you could still end up in with-profits bondage

Article Abstract:

United Kingdom with-profits bonds allow investors access to equities without having to be exposed to short-term fluctuations in stock prices. An annual bonus is added to the investment according to the performance of the fund that year, and the bonus cannot be withdrawn once it has been allocated. Investors may also be given a terminal bonus. Performance varies, and stronger life offices may benefit from a stronger focus on equities. Annual management fees and exit fees may be imposed, as well as initial charges.

Publisher: FT Business
Publication Name: Investors Chronicle
Subject: Business
ISSN: 0261-3115
Year: 1998
Bonds, Bonds (Securities)

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How to save it

Article Abstract:

Adults should write a will to avoid leaving problems for their family, and they can write a will without the aid of a law firm if their affairs are simple. Procedural advice can be obtained from the Probate Registry. Pre-printed wills can be purchased from stationers, and assets should be listed. Wills should commence with a statement that they revoke any previous wills, and instructions should be clear. Wills should be signed by two witnesses in addition to the person writingthe will.

Publisher: FT Business
Publication Name: Investors Chronicle
Subject: Business
ISSN: 0261-3115
Year: 1998
Interpretation and construction, Wills

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Subjects list: United Kingdom, Personal finance
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