The effect of interstate banking on large bank holding company profitability and risk

Article Abstract:

A model using a recursive system of profit and risk equations showed that bank holding companies gain higher profitability and are exposed to less risk by operating on an interstate basis. Interstate bank holding companies have higher return on investments with low volatility and insolvency risks. This is assumed to come from the avoidance of the duplication of procedures and from access to quality assets and opportunities for asset diversification.

Author: Rivard, Richard J., Thomas, Christopher R.
Offices of Bank Holding Companies, Bank holding companies, Research, Models, Banking industry, Economic research, Interstate banking

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Central Banking at a Crossroads: Introduction

Article Abstract:

In this issue of the Journal of Economics and Business, Thomas Havrilesky discusses a theoretical blueprint for evaluating proposals in the U.S. for restructuring the Federal Reserve. The relationship between central bank autonomy and economic performance is also discussed.

Author: Vanhoose, David D.
United States, Editorial, Publishing industry, Analysis, United States. Federal Reserve Board, Powers and duties, Authorship, Journal of Economics and Business (Periodical), Havrilesky, Thomas

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Subjects list: Economics
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