Who gains and who loses with community rating for small business?

Article Abstract:

Health insurance reforms are usually aimed at lowering, or placing a ceiling, on health care costs and making medical insurance costs affordable to high-risk groups. Certain states, such as New York and Vermont, have implemented a community rating system that will equalize health insurance costs for all groups. However, analysts believe that this may adversely affect low-risk groups as they will have to pay the same premiums as the high-risk groups, which is usually higher.

Author: Marquis, M. Susan, Buchanan, Joan L.
Publisher: Blue Cross and Blue Shield of the Rochester Area, Inc.
Publication Name: Inquiry
Subject: Health care industry
ISSN: 0046-9580
Year: 1999
Health Care, Health Care and Social Assistance, HEALTH SERVICES, Analysis, Medical care, Health care reform, Health insurance industry

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Lifetime costs and compensation for injuries

Article Abstract:

A model relating lifetime costs and compensation programs for personal and work-related injuries is discussed. Additional information on the simulation methods used to analyze how the compensation systems work is also offered.

Author: Manning, Willard G., Marquis, M. Susan
Publisher: Blue Cross and Blue Shield of the Rochester Area, Inc.
Publication Name: Inquiry
Subject: Health care industry
ISSN: 0046-9580
Year: 1999
United States, Direct Property and Casualty Insurance Carriers, Fire, marine, and casualty insurance, Workmen's Compensation Insurance, Care and treatment, Models, Injuries, Finance, Work-related injuries, Work related injuries, Medical care, Cost of, Health care costs, Personal injuries, Americans, Workers' compensation

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Is the individual market more than a bridge market? An analysis of disenrollment decisions

Article Abstract:

A study on individual insurance market in California is presented. The study also identifies factors like economic aspects which lead to disenrollment decisions from such form of insurance.

Author: Escarce, Jose J., Marquis, M. Susan, Kapur, Kanika, Buntin, Melinda Beeuwkes, Louis, Thomas A.
Publisher: Blue Cross and Blue Shield of the Rochester Area, Inc.
Publication Name: Inquiry
Subject: Health care industry
ISSN: 0046-9580
Year: 2005
Market information - general, Forecasts, trends, outlooks, Marketing procedures, Accident & Health Insurance, Insurance Carriers, California, Forecasts and trends, Insurance industry, Supply and demand, Market trend/market analysis, Customer relations, Industry forecasts

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Subjects list: Health insurance
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