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Doctors and disability insurance: the love affair is over

Article Abstract:

Disability insurers are increasing insurance costs and decreasing benefits for physicians. The changes in the individual disability industry are a result of skyrocketing disability claims due to overinsurance and declining incomes. Doctors have several options for adjusting to industry changes including replacing noncancelable policies with less expensive coverage and buying large amounts of noncancelable coverage with guaranteed insurance riders.

Offices & clinics of medical doctors, Physicians & Surgeons, Offices of Physicians (except Mental Health Specialists), Insurance industry, Physicians, Medical professions

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Review disability clauses now, not later

Article Abstract:

The consequences faced by an employee due to disability during the term of employment are described along with the various measures to overcome the hardships faced after this. To avoid financial hardship one must make sure that employment contract has disability coverage and related limitation.

Labor force information, Financial management, Management dynamics, Administration of Human Resource Programs (except Education, Public Health, and Veterans' Affairs Programs), Special Disability Insurance, Employment, Disabled persons, Company business management

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