Channeling king credit

Article Abstract:

Hardware stores offering private-label or co- branded credit cards will be winners in their markets because consumers rely heavily on them and also tend to spend more when using them. Retailers are now offering these cards as marketing tools intended to keep consumers loyal. The personalized credit cards also help businesses generate more sales and avoid problems associated with consumer bankruptcy. Benefits associated with these personalized credit cards include earned rebates and high credit lines. Numerous research showed that consumers usage of credits cards is expanding rapidly with no sign of ceasing.

Nonbank Credit Card Firms, Credit Card Issuing, Personal credit institutions, Usage, Credit cards, Nonbank credit card services

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Pat Woolley: Aco, Inc

Article Abstract:

Aco Inc manager Pat Woolley talks about his company's offering of Universal Design (UD) products including kitchen and bath products for elderly and disabled people. The hardware store chain sells a wide variety of UD products that meet the Americans with Disabilities Act requirements. Wall grab-bars, faucets and tub seats are best sellers. Aco stores also carry water purification products.

Equipment and supplies, Interview, Kitchens, Bathrooms, Physically disabled persons, ACO Inc. (Pinckney, Michigan)

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Farm aid

Article Abstract:

Offering unique products categories has enabled Key-Aid Ace Hardware, a small, 9,000-sq-ft store in Ephrata, PA to post a little under $5 million in annual sales. Ephrata, a farming community of 6,500 has contributed to Key-Aid's success. However, the company's highly successful mail order business has proved to be the cornerstone of its success.

Key-Aid Ace Hardware

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