Calling out before the flood
Article Abstract:
Financially troubled insurance companies often make matters worse by thwarting early attempts at remediation by state regulators. The consequences of two possible plans of action, denial and early government intervention, are illustrated by the fictitious case of Compound Holding Co. Various insolvency cases illustrate that government intervention in the insurance industry is highly effective since this strategy has the sanction of state and federal laws, which consider the industry to be closely associated with the public trust.
Publication Name: Best's Review Property-Casualty Insurance Edition
Subject: Insurance
ISSN: 0005-9714
Year: 1992
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A capital question
Article Abstract:
Mutual insurance companies are facing a host of challenges in deciding whether to change their structure to attract more capital. Mutual insurers are under tremendous pressure from the financial community to reduce expenses, boost market share and increase customer and product focus to become more competitive. However, these companies find that there are certain advantages and disadvantages in demutualization, converting to a mutual holding company or retaining their present structure.
Publication Name: Best's Review Property-Casualty Insurance Edition
Subject: Insurance
ISSN: 0005-9714
Year: 1998
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Raising capital: a game of musical chairs
Article Abstract:
Insurers are now being pressured to raise additional capital to meet new regulatory standards. Preparation is the key to success in raising capital. Management must first decide whether to seek strategic alliances with another company or to go public. The next steps are to develop a portfolio strategy and a business plan; then test the market forecast to prepare for investors' questions. Finally, find investors.
Publication Name: Best's Review Property-Casualty Insurance Edition
Subject: Insurance
ISSN: 0005-9714
Year: 1992
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- Abstracts: One for the books. The new value proposition
- Abstracts: Working both sides toward a single goal. HUD grants questioned. Superfund: another year of failed compromise?
- Abstracts: Translating the risk. Paint a complete health picture. Keeping up the flow: in 1996, the life insurance industry's lapse ratio fell to lows not seen for two decades
- Abstracts: Executive compensation: Tracking stock and venture capital plans. Executive benefits in light of the tax act and stock option declines
- Abstracts: A market in narrow straits. Choosing the right mutual fund. Strategies for real estate investment