Universal life, whole life and term sales results - 1991

Article Abstract:

A survey of the top 200 life insurance companies, ranked by sales of universal life, whole life, and term life insurance, for 1991 is presented. The survey results reveal that the top 200 life insurance companies had an income of $60 billion in direct premia which represents 91% of the total premia received by the industry. Universal life accounted for $11.6 billion or 19% of the total, interest sensitive whole life represented 2.75% of the total, and graded-premium whole life represented 4% of the total. Permanent insurance accounted for 53.3% of the total while term life represented 46.7% of the total.

Author: Gold, Andrew
Insurance agents, brokers, & service, Insurance industry, Statistics, Life insurance industry, Life insurance

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Universal life policy survey

Article Abstract:

A quarterly survey of 190 universal life insurance policies is presented. The policies are rated by current interest rate, current mortality charge and current accumulation value. The rates shown are calculated for a non-smoking, 45-year-old male with a $100,000 policy.

Author: Gold, Andrew
Evaluation, Universal life insurance

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