Abstracts » Insurance

What insurers should do about uninsured hazards

Article Abstract:

Insurers should develop guidelines for their field personnel to follow consistently when they discover hazards that are not covered by company policies. There are two ways to deal with such situations. The representative may choose to do nothing, informing neither the insured nor the insurer. This approach limits the insurer's liability for any misunderstanding of the policy. The representative may choose to be open about the danger because it may lead to other problems covered by the policy.

Ethical aspects

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Loss managers can learn from their own mistakes

Article Abstract:

Loss control managers should pay attention to their own work environment to determine if there is any danger in developing carpal tunnel syndrome problems, which affect about 5% of the workplace. The same recommendations managers make to others to prevent such injuries should be followed by their own staffs. Tuning in to their own work environments will also make them more sensitive to others who have similar situations.

Insurance, Insurance Carriers and Related Activities, INSURANCE CARRIERS, Occupational health and safety, Occupational safety and health, Prevention, Carpal tunnel syndrome

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Reducing the risk with a second opinion: making sure there is a qualified chain of medical review will help control insurers' ultimate risk

Article Abstract:

A radiological second opinion can uncover serious deficiencies in initial reports, thereby positively affecting the outcome of liability claims resulting from spinal injuries. Such injuries account for a significant percentage of claims resulting from motor vehicle accidents, workplace, accidents and other causes. The accurate evaluation of spinal injuries is dependant upon the proper evaluation of radiological images.

Methods, Usage, Risk management, Insurance claims adjustment, Claims adjustment (Insurance), Radiology, Medical, Radiology

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