New Routes for Title Insurers

Article Abstract:

Innovative lending practices, developed during the last few years, have created problems for title insurers. Most of these problems revolve around the legal concept of 'clogging of the equity of redemption'. Basically this phrase refers to a hindrance on the mortgagees right to redeem his property under various conditions and circumstances. With traditional methods of mortgage lending this right of redemption was clearly understood. The new creative financing packages being developed, however, blur the right of redemption and will require some time and continued care before title insurers will have established clear cut guidelines.

Analysis, Innovations, Title insurance, Home improvement loans

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Insurers reach out to brownfields market

Article Abstract:

Environmental liability insurance has traditionally been too costly and inadequate for many people to buy. However, the market has improved and real estate buyers and sellers can now get comprehensive coverage at reasonable cost.

Contracts, Real estate agents, Liability insurance, Real estate agents and brokers, Insurance, Insurance policies

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Asians reach out

Article Abstract:

Asian Pacific Americans are commonly perceived to be successful. This perception along with cultural attitudes is making it difficult for recent immigrants, often poor and uneducated, to obtain loans for housing.

Housing, Asian Americans

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