A potential crunch in SBA loans

Article Abstract:

The Small Business Assn (SBA) is considering making two significant changes to the General Business Guaranty loan program. It wants to reduce loan guarantees from 81% to 75% and impose a fee on investors who buy the loans. The changes will make it harder for small businesses to obtain credit.

Laws, regulations and rules, United States. Small Business Administration, Commercial credit

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Salvaging a benefit from bad debts

Article Abstract:

Bad debts can cripple the finances of a small business. Bad business debts are deductible in the year in which they are incurred. Efforts to collect the debt must be implemented to show the IRS that the debt is indeed worthless and can be written off.

Economic aspects, Bad debts

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When it's time to sell the firm

Article Abstract:

An analysis by an entrepreneur will help him decide whether or not he should sell his company. Factors to consider include the desire or need for business capital or personal finance and personal liability risks. Ways to sell a company are described.

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