Courting your banker

Article Abstract:

A decrease in loan demand and an increase in problem loans are but some of the problems that has resulted in a greater level of conservatism in today's bank lending activities. To increase the chances of obtaining financial assistance, companies are suggested to cultivate a vendor management approach to lending, focus on less banks for service requirements and learn more about the internal processes of the banks concerned. Other considerations include the slanting of existing presentations to coincide with what banks require and the development of more flexible financing options.

Management, Commercial loans

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Guardian angels?

Article Abstract:

Cultivating friends and other private investors for business funding is not as trouble-free as it seems. Partnerships with so called business angels often result in acrimonious relationships irrespective of whether the business succeeds or fails. When dealing with business angels, always provide for buyout provisions and avoid giving excessive guarantees to investors. Such steps would provide a way out in later business developments.

Evaluation, Capitalists and financiers

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