Optimal Insurance Policy Idemnity Schedules

Article Abstract:

Insurance policy provisions of deductibility and coverage upper limits are examined. Options of personal bankruptcy lead to upper limits on coverage. Consideration is given to exogeneous loss probability. Optimal contracts cannot contain a deductible because of the propensity to increase losses by the insured.

Evaluation, Insurance policies

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Optimal Regulation of a Multiproduct Monopoly with Unknown Technological Capabilities

Article Abstract:

Under uncertainty a regulator faces problems in developing an optimal strategy for a multiproduct monopoly. Ramsey Prices are found no longer optimal and cost minimization may not be effective. The optimal strategy will produce a cost structure other than the most efficient. Cross subsidies are identified.

Laws, regulations and rules, Industrial efficiency, Economic efficiency

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Optimal Pricing of Experience Goods

Article Abstract:

User experience with products is considered for a monopolist to determine an optimal price path. Suggestions are provided for a monopolist to determine an optimal pricing policy for experience goods. Both over and under- estimation is considered.

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