Savings and wealth in the UK: evidence from micro-data

Article Abstract:

Analysis of the data contained in the 1994-95 Financial Research Survey and Family Expenditure survey on the savings done and wealth held by UK residents showed that those belonging to the age group 20 - 49, married and with children are likely to have any savings done, either as a form of personal savings or in investment instruments. The same group has been shown to significant amounts of spending in relation to their income. Most of the wealth is reflected in their investments in their homes.

Gross Savings & Investment, Demographic aspects, Savings, Economic forecasting, Wealth

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The dynamics of male retirement behavior

Article Abstract:

The labor market has seen a large number of older working men opting to retire. The employment rate decline is high among males aged 55 to 64 years old. Employment rate for 1993 was posted at 42% compared to the 1978 figure of 75%. Early retirement may be due to factors that lessen the benefits from working such as low wages given to older workers or by factors that raises the benefits from not working such as increased pensions at earlier retirement ages.

Retired People, Male Labor Force, Retirees, Retirement

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Trends in charitable giving

Article Abstract:

The trend in charitable giving among households in Great Britain has changed dramatically for the last 20 years. The number of households engaged in charitable giving dropped by 5% between 1974 and 1994 with younger households registering the biggest decline. The average size of donations grew steadily between 1974 to 1987 but became stagnant from 1988 to 1994.

SOCIAL SERVICES, Private Social Services, Social Assistance, Analysis, Charities, Charitable contributions, Charitable donations

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