Pay dirt

Article Abstract:

Pay day lending involves high rates of interest with an average APR of 569% acording to one survey, in Illinois. Pay-day lending is on the increase and this has led to concern among those who speak for the poor. There are accusations that borrowers are not aware of how much they pay for loans, though the loans can help households gain access to funds for essentials such as food. Cash is used for home and car repairs, school expenses and Christmas presents, according to surveys.

Consumer Loans, Social aspects, Consumer credit, Loans, Personal loans

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Big scary monsters

Article Abstract:

The role of US mortgage-lending agencies, Freddie Mac and Fannie Mae, are examined in detail. These are issuers and buyers of mortgages, which carry great weight in the market.

Management, Fannie Mae Corp., Mortgage banks, Freddie Mac

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How cheap is your mortgage?

Article Abstract:

Issues related to British mortgage and interest rates and house prices are examined in detail.

United Kingdom, Prices and rates, Housing, Interest rates

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