Possessions protected: at a price

Article Abstract:

Individuals intending to take out or renew home contents insurance policies are advised to review the wide variety of policies available in the market before doing so. Contracts, premiums, and the mediums through which contracts are booked can vary significantly. Likewise, prices differ from broker to broker, with the difference in quotes sometimes reaching as high as 300%. The considerable differences in premiums are due to several factors. Some brokers price their premiums according to a residential area's exposure to risk. Others charge premiums according to their past claims experience, so that if they receive a large number of claims, these brokers either hike up the price of their premiums or turn away applicants. Still another cause of the differences in price is the time lag in increases in premium.

Evaluation, Property and casualty insurance, Insurance policies

---

What a flexible friendship can cost

Article Abstract:

Britain's four major clearing banks have all imposed credit card fees and many smaller banks are following suit. The imposition of credit card fees allows banks to spread the cost of the service to all users, rather than just to those paying interest. Two consequences of the imposition of credit card fees have been the encouragement of the use of debit cards and the lowering of interest rate charges. Some smaller banks, however, are bucking the fees trend by maintaining their no-fee policy, while retaining lower interest rates for their card users.

DEPOSITORY INSTITUTIONS, Short-term business credit, Banking industry, Usage, Services, Prices and rates, Credit and debit card industry, Credit card industry, Debit cards, Great Britain

---

Small companies: an option for self-investment

Article Abstract:

The British government has recently issued new guidelines for small companies in setting up their own pension schemes. Small business enterprises now have more pension set-ups to choose from, including the small self-administered pension schemes (SSAS), the executive pension plans, hybrid, or deferred hybrid schemes. The SSAS scheme is evaluated to be the most cost-effective. Insurance companies and pensioner trustee practitioners offer a wide array of pension schemes small companies can choose from.

Pension, health, and welfare funds, United Kingdom, Management, Laws, regulations and rules, Compensation and benefits, Pensions, Pension funds, Business enterprises

Similar abstracts:

• Abstracts: Shares, debt, preferreds and hybrids. What is a share option worth? Reserve the place for a premium?
• Abstracts: Environmental technologies and competitive advantage. Strategic leadership patterns
• Abstracts: Taking steppes one at a time. Closing in to beat the fraudsters. Return of the native
• Abstracts: Does Lloyd's have a future. Only the best for furry friends

This website is not affiliated with document authors or copyright owners. This page is provided for informational purposes only. Unintentional errors are possible.