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Fight back against unfair bank charges

Article Abstract:

An explanation and help related with fees charged by the banks when the overdraft limits on credit card is exceeded or late payment of credit card bills is offered. Legally these high charges could be unenforceable and banks often refund charges before cases get to court and most of the banks do not give valid justification for their high charges believing that their charges are reasonable and competitive compared with the industry.

Publisher: Consumers Association (UK)
Publication Name: Which?
Subject: Consumer news and advice
ISSN: 0043-4841
Year: 2006
Forecasts, trends, outlooks, Forecasts and trends, Market trend/market analysis, Bank fees

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Red alert

Article Abstract:

The rates and charges of unauthorized overdraft of various banks are given. Banks charged around 3 billion pounds for unauthorized overdrafts in the year 2003. The Banking Code Standards Board (BCSB) considers that banks must notify the customers before charging the unauthorized overdraft fees. The cost of the unauthorized overdraft of different banks is compared.

Publisher: Consumers Association (UK)
Publication Name: Which?
Subject: Consumer news and advice
ISSN: 0043-4841
Year: 2004
United States, Product standards, safety, & recalls, Standards

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The university challenge

Article Abstract:

The university students are provided tips on discounts available to them and the ways to save money. A list of banks in UK, which are providing free overdraft facilities upto some limit for the students is given. Banks offers discounts to the students on the study loan, as they are likely to be high-income customers in future.

Publisher: Consumers Association (UK)
Publication Name: Which?
Subject: Consumer news and advice
ISSN: 0043-4841
Year: 2004
Financial management, Students, College, Finance, College students, Company financing

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Subjects list: United Kingdom, Banking industry, Prices and rates, Company pricing policy, Bank overdrafts, Services
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