Purchase considerations
Article Abstract:
Private medical insurance (PMI) will cover the cost of treating curable, short-term medical conditions under specialist care. There may be exclusions and restrictions such as long-term or geriatric care. Methods to exclude pre-existing conditions have been criticized by the OFT, but a moratorium clause means a medical examination is not normally required. The alternative is to have a medically underwritten policy, which involves informing an insurer of past conditions. Insurers have speeded up claims processing with some offering fast-track claims systems.
Publication Name: What to Buy for Business
Subject: Consumer news and advice
ISSN: 0265-296X
Year: 1999
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A comfortable operation
Article Abstract:
Approximately 11% of the UK population is covered by private medical insurance (PMI), according to estimates by Laing and Buisson. The number of policy holders is reported to total over 3.2 million, covering almost 6.2 million people. BUPA boasts 46% of the market, and other majors include PPP. An overview of the market is provided, along with the pros and cons of setting up a private health scheme for employees.
Publication Name: What to Buy for Business
Subject: Consumer news and advice
ISSN: 0265-296X
Year: 1997
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In sickness and in health
Article Abstract:
Private health insurance is viewed as an important benefit by employers, and employees, particularly in small companies. Alternatives to PMI include permanent health insurance (PHI) and critical illness insurance (CII). The health insurance industry has been criticized and and OFT report called for each health insurance policy to be accompanied by a clear summary of what is and is not covered.
Publication Name: What to Buy for Business
Subject: Consumer news and advice
ISSN: 0265-296X
Year: 1999
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