A growing army of bankrupts
Article Abstract:
Lending institutions should closely examine the collective financial situations of prospective borrowers and restrict granting credit to those with the greatest risk as a partial remedy to the growing number of bankruptcies. On the surface, the average person filing for bankruptcy appears to be an average, middle-class citizen. A closer examination reveals that those filing bankruptcy have much higher debt to income ratios than the average person. The steps that lending institutions can take to curtail bankruptcy risk include more vigorously using bankruptcy risk scoring, pooling creditor information, and keeping that information current.
Publication Name: Credit World
Subject: Banking, finance and accounting industries
ISSN: 0011-1074
Year: 1990
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Why did hippos miss breakfast?
Article Abstract:
A description of the twenty first century's first solar eclipse experienced by the banks of the Zambezi River, Zimbabwe, Africa, is presented. Particular attention is given to the reaction of the wild animals to the changes caused by the eclipse.
Publication Name: Times Higher Education Supplement
Subject: Education
ISSN: 0049-3929
Year: 2001
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Beliefs, Bailouts and Spread of Bank Panics
Article Abstract:
The article examines the cycle of bank panics relative to the public's expectations regarding equilibrium outcomes, lenders' expectations and their effects on bailout taxation costs, and government's propensity for bailouts.
Publication Name: Bulletin of Economic Research
Subject: Economics
ISSN: 0307-3378
Year: 2005
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