Is there a retirement-savings puzzle?

Article Abstract:

Correlation of the post-retirement consumption patterns and the pre-retirement savings pattern showed that the dip in post-retirement consumption pattern is a function of information asymmetry, especially in terms of retirement income expectations, additional expenditures and allocation of retirement income. The dip in post-retirement consumption is also surmised to be a function of the retiree's social circle, which induces more information asymmetry that affects consumption behavior.

Retirement Benefits, Models, Retirement planning, Consumption (Economics), Retirement income

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Interpreting aggregate wage growth: the role of labor market participation

Article Abstract:

The importance of aggregate real wage growth for drawing comparisons between countries and educational aspects etc. is discussed. The effects of individual wages on the overall aggregate wage growth are discussed based on the supply and demand of labor.

England, Wages, Wages and salaries, Salary

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The macroeconomics of labor and credit market imperfections

Article Abstract:

The impact of macroeconomics on credit market imperfections is analyzed and the influence of credit markets on labor markets and economic activity is studied. The equilibrium between these variables is also studied.

United States, Macroeconomics, Credit market, Credit markets

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