Reinsuring risk to increase access to health insurance

Article Abstract:

Three distinct health-insurance markets in which people can obtain health insurance, and the special nature of competition among insurance companies in the non-group market is described. It is emphasized that the efficiency in the non-group health-insurance market would be improved if the government reinsured the market.

Asset & Risk Management, Risk management

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Price and spouse's coverage in employee demand for health insurance

Article Abstract:

The reasons for the change in employee behavior and decline in health insurance coverage of employee are discussed. Evidences provide that price matters in the take-up decisions of full time married workers and that part of the decline in take-up in recent years may be attributed to the increasing cost of insurance.

Employee benefits

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Annuities and individual welfare

Article Abstract:

Impact of uninsured hospital expenses on consumers' complete annuitization of private savings is presented.

Direct Life Insurance Carriers, Management dynamics, Life insurance, Annuity Insurance, Management, Economic aspects, Influence, Savings, Company business management, Annuities

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