secrets from america's TOP PENNY PINCHERS

Article Abstract:

Money saving experts offer tips that allow consumers to save money. Techniques for pantyhose preservation, insect repellents, drain maintenance, hotel deals, and car maintenance are presented. Advice on money market accounts, loans, used car buying, and shopping tips are presented. Other lifestyle changes can also save consumers money.

Personal budgets

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A penny for your thoughts

Article Abstract:

Simple steps for creating an environment that encourages children to share their thoughts include listening to one's child with one's voice, face and body. Parents are also advised to ask questions that cannot be answered with a simple 'yes' or 'no.'

Language acquisition, Parent participation (Education), Interpersonal communication in children, Child communication

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Teaching tolerance

Article Abstract:

Parents must teach their children to accept differences in others at an early age. This can be done by making children aware that being different is not always bad, exposing them to people of different cultures and becoming good role models.

Adjustment (Psychology), Social interaction in children, Childhood social interaction

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