Finance 101

Article Abstract:

Young people should compare their total income to their expenses each month. Credit cards can help create a favorable credit history, but they also can lead cardholders into debt if they do not control their spending habits. Budgeters should also start a savings account.

Planning, Personal budgets

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Escaping from credit-card hell

Article Abstract:

People can reduce their credit-card debt by establishing a budget, paying more than the minimum payment, and finding a lower interest rate. A 401(k) plan can add to savings. A case is presented about a woman whose social activities helped her incur $4,000 in debt.

Usage, Credit cards, Debt

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Ace your taxes

Article Abstract:

Four tips on reducing the workload on income tax filing is detailed. These include preparing the tax form before the deadline, fillin the important personal data information and the total amount of tax withheld and easy payment options.

Income tax, Tax returns

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