Discrimination and neighborhood effects: understanding racial differentials in US housing prices

Article Abstract:

A study shows that even with relatively thorough neighborhood controls, there is still evidence that correlation between the error tern and regressors is a source of bias. Fixed effects estimates used in the analysis indicate that African-American owners pay premiums of around 10 percent for housing, and that house values decline in neighborhoods as the percentages of African Americans increase, suggesting prejudicial attitudes.

Financial management, Racial Oppression, Finance, Influence, African Americans, Race discrimination, Company financing, Homes and haunts

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Equilibrium and migration in dynamic models of housing markets

Article Abstract:

A model of a regional housing market is presented where households choose among competing employment opportunities offered by cities within a given system. To impose the equilibrium requirement in the model it is essential that households should be indifferent among all locations.

Immigration & Emigration, Analysis, Emigration and immigration, Equilibrium (Economics)

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The role of information externalities and scale economies in home mortgage lending decisions

Article Abstract:

A study examines the impact of fall in housing sales on mortgage lending rates.

Mortgages

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