The impact of mortgage interest-rate subsidies on household borrowing

Article Abstract:

Effects of increase in mortgage interest-rate subsidies on household borrowing are described, based on results of a quasi-natural experiment performed ascertain impacts of mortgage interest-rates on household borrowings.

Commodity & service prices, Spain, Portugal, Mortgages, Consumer Behavior, Prices and rates, Company pricing policy, Consumer behaviour

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Liquidity constraints and housing prices: Theory and evidence from the VA Mortgage Program

Article Abstract:

Usage of empirical models for analyzing effects of liquidity constraints on patterns of borrowing and home ownership among war veterans in the United States is described.

Veterans, Behavior, House buying, Home buying, Refinancing

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Health insurance and labor market outcomes: joint decision-making within households

Article Abstract:

Empirical model of effects of assortative mating and full-time employment on labor force participation in employer-based health insurance schemes is presented.

Employment, Administration of General Economic Programs, Jobs & Employment, Public participation, Courtship of animals, Mating behavior, Insurance pools, Mating behaviour

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