Adverse selection and price sensitivity when low-income people have subsidies to purchase health insurance in the private market

Article Abstract:

The Health Access New Jersey program found that low-income people who did not purchase private health insurance even when provided with subsidies were concerned about costs.

New Jersey, Statistical Data Included, Prices and rates, Poor, Insurance

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Health insurance problems are not going away

Article Abstract:

Genetic testing, higher medical costs and higher insurance premiums are expected to affect health insurance issues during the next presidential term.

Regulation, Licensing, and Inspection of Miscellaneous Commercial Sectors, Insurance Regulation, Editorial, Laws, regulations and rules, Insurance law

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Markets for individual health insurance: can we make them work with incentives to purchase insurance?

Article Abstract:

Information on expansion of access to the individual health insurance markets of low-income people through income-based incentives to purchase health coverage is offered. Additional information on health insurance policies is included.

Administration of Public Health Programs, Health Programs, Planning, Marketing, Public health, Subsidies, Tax credits

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