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Long-term care insurance underwriting: understanding eventual claims experience

Article Abstract:

Risks need to be determined in underwriting for long-term care insurance. The high rates have prevented increased sales to older persons. In addition, many persons have been judged ineligible for insurance because of poor health.

Author: Temkin-Greener, Helena, Mukamel, Dana B., Meiners, Mark R.
Publisher: Blue Cross and Blue Shield of the Rochester Area, Inc.
Publication Name: Inquiry
Subject: Health care industry
ISSN: 0046-9580
Year: 2000
General Medical and Surgical Hospitals, General medical & surgical hospitals, Long-Term Care Hospitals, Medical Insurance NEC, Research, Risk assessment, Prices and rates, Insurance, Aged patients, Elderly patients, Long-term care insurance, Long term care insurance, Long term care facilities

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"Enron-ing" health insurance?

Article Abstract:

New health insurance policies are increasing the costs paid by the sick rather than the healthy and employers. These new plans are full of risk.

Author: Swartz, Katherine
Publisher: Blue Cross and Blue Shield of the Rochester Area, Inc.
Publication Name: Inquiry
Subject: Health care industry
ISSN: 0046-9580
Year: 2001
Column

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Effects of "second generation" small group health insurance market reforms, 1993 to 1997

Article Abstract:

An analysis of small business health insurance reforms during the 1990s is provided.

Author: Marquis, M. Susan, Long, Stephen H.
Publisher: Blue Cross and Blue Shield of the Rochester Area, Inc.
Publication Name: Inquiry
Subject: Health care industry
ISSN: 0046-9580
Year: 2001
Small Business, Compensation and benefits

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Subjects list: Statistical Data Included, United States, Marketing, Health insurance, Health insurance industry
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