Financing an Alternative for Group Health Insurance
Article Abstract:
A group health insurance plan is offered to employees containing incentives to persuade them to alter their patterns of medical spending. Some firms in the private sector are already successfully compensating employees for the difference in their annual expenditures and a ceiling amount. The development of this alternative program is contingent upon merging co-insurance of greater users of healthcare with rewards to those who limit expenditures. Such an insurance plan must be cost effective in the areas of motivation bonuses and patient liabilities to attract employers. When health care spending is curbed, the financial burdens on businesses are reduced and our present health insurance structure need not be thoroughly revised.
Publication Name: Healthcare Financial Management
Subject: Health care industry
ISSN: 0735-0732
Year: 1984
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Financing Strategies for Long-Term Care Facilities
Article Abstract:
This is the third section in a series on long-term policies and problems. Financing strategies are studied. Cost saving alternatives for hospitals must be considered when this market is entered. As a rule, nursing homes have been financially successful following the law of supply and demand; the nation's aged increased demand for such facilities. To fund these institutions, tax exempt bonds and equity financing reduces overall cost and project risk. Residential care facilities attract private-pay patients and produce cost savings with profits to be realized. Hospital benefits can include cash flow improvement, potential acute care patient reservoir and provide necessary healthcare services for the community.
Publication Name: Healthcare Financial Management
Subject: Health care industry
ISSN: 0735-0732
Year: 1984
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Financing Long-Term Care: HIAA's Evaluation
Article Abstract:
The Health Insurance Association of America (HIAA) supposed that private long-term insurance would increase if Medicaid benefits were made less attractive to the middle class. In a two-year survey of the social and economic impact from an aging population, HIAA considered such factors as custodial versus medical services, provider levels, cost difficulties and biased regulations. The 1983 study recommends a seven-fold approach to the problems of the aged in terms of indemnity benefits and insurance costs.
Publication Name: Healthcare Financial Management
Subject: Health care industry
ISSN: 0735-0732
Year: 1984
User Contributions:
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