Optimal non-linear health insurance

Article Abstract:

A framework for an efficient non-linear health insurance revealed that the efficient level of patient cost-sharing is comparatively lower with realistic parameter values. Furthermore, the model also showed that welfare losses from excess health insurance may be significantly lesser than those calculated by linear models. Dynamic optimatization procedures were utilized to evaluate the characteristics of an optimal non-linear health insurance framework.

Insurance Mgmt-Health, Models, Evaluation, Economic aspects, Health insurance, Mathematical optimization, Optimization theory, Linear models (Statistics)

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Does the economic of moral hazard need to be revisited? A comment on the paper by John Nyman

Article Abstract:

It is shown that John Nyman's criticism of the health policy debate is largely irrelevant to the question of demand-side cost sharing.

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Health insurance: tradeofs revisited

Article Abstract:

A response to articles by John Nyman about medical economics is presented.

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