Providing health insurance to the short-term unemployed

Article Abstract:

A simulation analysis of proposed federal programs to provide temporary financial assistance to unemployed people for purchasing health insurance revealed significant findings. The Consolidated Omnibus Budget Reconciliation Act (COBRA), an existing program which provides for a continued health coverage, would need about $1.7 bil in 1998 to subsidize about 1.4 million unemployed workers. Moreover, COBRA would reduce the average number of uninsured people by about 350,000.

Administration of Public Health Programs, Health Programs, Social aspects, Economic aspects, Medical care, Public health

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Individual-based risk adjustment by health insurers: needs, options and methods

Article Abstract:

Individual-based risk adjustment has not been adopted by health insurers for several reasons. The cost and complex classification systems have resulted in slow adoption.

Column

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Predicting response to regulatory change in the small group health insurance market: the case of association health plans and HealthMarts

Article Abstract:

Health insurance programs for small businesses are evaluated. HealthMarts and association health plans are compared.

Small Business, Statistical Data Included, Compensation and benefits

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