AIDS-related claim survey results

Article Abstract:

AIDS-related benefits paid out by the life and health insurance industries have increased. In a survey that estimated the industries' payout for 1990, the benefits paid out jumped upward to almost $1.3 billion, an increase of nearly $200 million over 1989. However, the 1990 rate of increase for paid-out benefits stood at 17 %, compared with 37 % and 56 % for the two previous years. Just four states - California, New York, Texas and Florida - accounted for 53.9 % of the total estimated claims for 1990.

Accident and health insurance, Economic aspects, AIDS (Disease), Health insurance industry

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Life sales struggle in competitive market

Article Abstract:

The US life insurance market has reached maturity due to an aging population and has received competition from various branches of the financial services industry. As a result, life insurance companies have expanded their products through the marketing of variable life products for retirement and estate planning services. Rural areas within the Middle West are expected to have additional life insurance companies enter the market to compete for market share.

Life Insurance, Direct Life Insurance Carriers, Industry Overview, Analysis

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Flexible-premium annuity policy survey

Article Abstract:

Almost all of the 106 insurance companies in 1991's flexible-premium annuity policy survey have made drastic reductions in the starting interest rates for their most popular flexible-premium deferred annuities for 1992. The median interest rate was almost unchanged between May 1990 and May 1991. Annuities are comprising a larger portion of premium revenues for insurers.

Statistics, Illustration, Insurance policies, Annuities

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