Executive long term disability insurance update

Article Abstract:

Three case studies are presented analyzing the benefits of 'combination plans' in executive long term disability insurance. The combination plans arose out of the need of companies to protect themselves from exposure due to long term disability of its high-salaried executives. The combination plans are variants of group long term disability insurance and individual insurance, with the mix varying according to the financial commitments assumed by the company and executives. The combination plans are designed to defray heavy costs incurred for long term disability coverage and claims.

Insurance, Insurance Carriers and Related Activities, INSURANCE CARRIERS, Analysis, Executives, Disability insurance

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Disease management: a buyer's guide for employers

Article Abstract:

The concept of disease management is still in its nascent stage but is already being touted by advocates as a natural step in the evolution of managed care. Disease management can help employers improve productivity, profits and employee quality of life. However, the challenge in deploying disease management schemes is to design or identify such schemes that will be effective in improving disease outcomes while fitting them into the company's overall benefits strategy.

Economic aspects, Occupational health and safety, Occupational safety and health, Health promotion, Wellness programs

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Financial education in the workplace: results of a research study

Article Abstract:

Participation of employees at a financial education program sponsored by an unspecified company has been studied. The research seeks to find out why some employees took advantage of the program while others did not. It also delves on how workers rate the educational workshops. The study also gauges the impact of the educational program on employee financial status and financial behavior. Worker participation at the company's retirement plan has also been investigated.

Employee Benefits NEC, Evaluation, Financial planning, Compensation management, Study and teaching

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