Lull in annuities sales may soon end

Article Abstract:

Life insurers reported more than $24 billion in total premiums from single premium deferred annuities (SPDA) in 1995, a 13% decrease from $27.3 billion in 1994. Variable annuity premiums also dropped in 1995, to less than $28 billion from $30.5 billion in 1994. While a bullish stock market may have drawn money away from annuities in 1995, uncertainty over stocks in 1996 may help annuity sales. Actual accumulation and surrender values for SPDAs are discussed.

Annuity Insurance

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Five-year universal life policy history

Article Abstract:

Sales of universal life insurance policies are expected to rise with interest rate increases. The percentage of universal life sales in 1993 remained level with the previous year, about 21% of premiums for ordinary life insurance policies. Statistics presented for policies of 114 companies include expense and values for level death benefit, increasing death benefit and actual credited interest for 1990-1994.

Life Insurance, Analysis, Universal life insurance

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Five-year history of flexible-premium annuities

Article Abstract:

An analysis of the performance of 94 flexible-premium retirement annuities that were issued in 1987 is presented, covering the period 1987 through 1991. The analysis is based on a $1,000 deposit made by a 45-year-old male on the first day of January in 1987, 1988, 1989, 1990 and 1991. Expense charges, accumulation values and surrender values for all five years are listed.

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Similar abstracts:

• Abstracts: Universal life policy survey
• Abstracts: Costs count: a Best's Policy Reports survey examines the costs incurred with the life insurance portion of variable universal life policies
• Abstracts: Best's rating monitor: annual review of life/health insurers. Annual review of life/health insurers

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