Medicare risk HMOs: a good choice for retiree coverage?

Article Abstract:

More and more employers are discovering the advantages that Medicare risk health maintenance organizations (HMOs) have over traditional coverage for their Medicare-eligible retirees. However, although HMO options offer much better coverage with lower premium cost to the retiree, some retirees refuse HMO coverage due to its unavailability, inconvenient location, rules and operations and financial stability, among others. meanwhile, employers who decide to use HMOs must analyze their options, conduct a marketplace review and consider some implementation issues before proceeding.

Retirement Benefits, Management, Evaluation

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Postemployment benefits

Article Abstract:

Health care reform initiatives in the US will drastically affect the provision of medical care to Americans, particularly the aged. Changes were instituted during the past 15 years due to the increasing competitiveness in the market. The formation of health maintenance organizations have allowed retirees to consider other options aside from the more expensive employer-provided medical care and retirement.

Analysis, Retirement planning, Health care reform

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Postemployment benefits: Medicare+Choice: success or failure?

Article Abstract:

The experience of using Medicare+Choice as a replacement for previous forms of health maintenance organizations is discussed. The variety of plans and the success or failure of Medicare+Choice are detailed.

United States, Pension, health, and welfare funds, Pension Funds & Benefit Plans, Pension Funds, Administration of Public Health Programs, Medicare B, Medicare A, Statistical Data Included, Medicare

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