Retirement at risk: the growing threat of health costs

Article Abstract:

Economic trends and public policies are endangering retirement security for current employees and future retirees. According to a national survey conducted by the Northwestern National Life Insurance Company, majority of workers expect comfortable retirement while economic trends foretell the exact opposite. Survey data also indicate that Americans are totally confident of financial security in retirement, although they lack knowledge regarding real health care costs during retirement. In addition, Americans are also divided on placing the responsibility for the funding of retiree medical costs.

Health aspects, Surveys, Pension funds, Retirement income

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Redesigning mental health benefits: keeping pace with clinical practice

Article Abstract:

Mental health care services must realistcally meet the needs of all American workers and their families. An effective model for future psychiatric care must provide all services necessary, appropriate managed care based on patient need and benefit design flexible enough to gurantee access to needed medical care according to individual circumstances. As national health care reform is being considered, the issues of adequate mental health benefit coverage, accessibility and quality treatment must also be addressed.

Health and allied services, not elsewhere classified, Management, Psychiatric services, Mental health services

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"Total compensation" plan design: beyond dependent care benefits: the Life cycle Allowance

Article Abstract:

Dependent care benefits for employees are best addressed through a Life Cycle Allowance. Due to changes in the workforce employers are providing benefits for their employees that balance their work responsibilities with other aspects of their lives. However, few companies are willing to commit to any direct financing of theses benefits. Despite this, a Life Cycle Allowance can provide solutions to problems of equity and uncertain costs regarding dependent care.

Finance, Child care

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