In vitro fertilization: insurance and consumer protection

Article Abstract:

State consumer protection laws should be revised to allow health insurance consumers with adequate information regarding human reproductive technology coverage. The costs incurred by in vitro fertilization and other infertility treatments can be substantial, creating a tension between the need to provide coverage and economic considerations. Requiring availability of such coverage and disclosing that availability would allow consumers to make the difficult economic decisions implicated by insuring such treatments.

Health insurance, Insurance, Human reproductive technology, Fertilization in vitro, Human, Human fertilization in vitro, states

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Second best: the soft underbelly of deterrence theory in tort

Article Abstract:

The use of tort law to deter marketing of unsafe products and services is unlikely to result in improved product safety and health. Optimal deterrence cannot be achieved because liability cannot cover all consumer choices or account for all factors related to health and safety. According to the theory of second best, when optimality cannot be achieved, correction of some flaws does not necessarily result in overall improvement.

Prevention, Product safety, Torts

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State banking law -Connecticut Supreme Court holds that statute does not prohibit ATM surcharge fees - Burke v. Fleet National Bank

Article Abstract:

The author is critical of the Connecticut Supreme Court's 1999 decision in Burke v. Fleet National Bank where the court held that the Connecticut Banking Commissioner misinterpreted a state statute when using it to support a prohibition on ATM surcharges.

Connecticut, Banking industry, Cases, Prices and rates, Automated teller machines, Banking law, Bank fees

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