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Article Abstract:

This article presents information on the possibility of superannuation choice legislation in Australia and the ramifications of this for the country's wage earners. Relevant points include the effect of superannuation choice, the decision of many employers to offer choice ahead of legislation requiring it, and taxation concerns of total remuneration packages.

Australia, Tax policy

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Article Abstract:

Guidance for lower-income pensioners on switching investment from pension funds to shares is presented. The implications of the decline in fund earnings rates, and alternative forms of investment, for those aged over 55, are explored.

Economic aspects, Finance, Interest rates, Pensions, Retirement planning, Retirees

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