Flood insurance reform

Article Abstract:

The House, seeking changes in the flood insurance program, passed the Flood Insurance, Mitigation, and Erosion Management Act in 1991. The proposed law requires recipient communities to assess shoreline erosion rates, property borrowers in flood-prone areas to buy insurance, and insured communities to pay a surcharge on insurance premiums to finance a mitigation assistance program. Real estate developers generally oppose the bill on grounds of possible infringement of property rights and its perceived discouragement of coastal development.

Laws, regulations and rules, Flood control, Flood insurance

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Stemming the tide

Article Abstract:

The natural problem of coastal erosion has evoked various makeshift solutions from affected communities. No matter what geologists say about the sea's natural tendency to move inward, beach residents hope to salvage their real estate investments. Beach nourishment is a popular method of stemming the ocean tide. The program requires a regular infusion of sand which is costly it carries with it problems such as finding an environmentally acceptable source of appropriate sand. Moreover, it is a temporary solution.

Prevention, Wetland conservation, Erosion, Erosion (Geology), Louisiana

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Environmental impact

Article Abstract:

The construction of seaside homes and resorts has brought into focus twin environmental problems: coastal erosion and pollution. The existence of houses on beaches and the resultant pedestrian traffic have resulted in the destruction of natural sand dune structures that keep the coastline intact. Coastal pollution, on the other hand, exists because sewage treatment plants and other industrial operations dump a sizeable amount of polluted wastewater into the ocean thereby fatally contaminating coral reefs.

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