Mortgage rate roulette

Article Abstract:

The fall in interest rates in Canada has mode mortgage refinancing an attractive move, but many mortgages have refinancing prohibitions or penalties. Negotiating better terms may be possible. Borrowers should consider prepayment options when obtaining a new mortgage.

Canada, Economic aspects, Mortgages, Refinancing

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Hot money, smart money

Article Abstract:

Neither individual investors nor investment experts demonstrate great skill at timing the stock market. The best investment strategy is to view stocks as long-term investments and be patient during down cycles.

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Beware the 'experts': investment strategists have a terrible record for predicting the stock market's swings

Article Abstract:

Professional investment strategists have done a poor job of forecasting stock market trends. Investors should follow the basic rules of making regular investments for the long term in a diversified portfolio.

Methods, Evaluation, Investment advisers, Financial analysts

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