How to save more money than you think you can

Article Abstract:

Saving money can be very rewarding in the long term. The benefits of saving will be greater, however, if savers have clear goals, if money is set aside once the paycheck arrives, if the savings rate increases with rising income and if part of the savings are invested wisely and prudently.

Methods, Management, Personal finance, Savings

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HMOs: the pros and cons

Article Abstract:

Choosing a health maintenance organization (HMO) requires careful analysis of its benefits and drawbacks. HMOs reduce costs but require the patient to consult of its own doctors. Guidelines for choosing an HMO are provided.

Evaluation, Health maintenance organizations

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Successful retirees tell how and why

Article Abstract:

Retirees have identified good health and financial security as the keys to successful retirement. They advise young people to plan ahead for their retirement and to spend money wisely to have a secure future.

Social aspects, Aged, Elderly, Retirees, Retirement

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