The threat to affordable housing

Article Abstract:

Congressional maneuvering is threatening the continued existence of what is considered the most effective instrument for financing affordable rental housing. Although the federal Low Income Housing Tax Credit (LIHTC) has been spared from the recent congressional budget cuts, it has been challenged anew by a congressional study which seems to paint that it is nothing but a government handout. However, what the LIHTC really does is to provide low-income families simple, comfortable modern housing in attractive communities. Without requiring excessive government participation, it offers incentives for corporations and private investors to assist in funding inexpensive housing development via a federal tax credit. To protect LIHTC, its supporters should educate the public by encouraging investors to testify to its benefits. They should also actively get support in Congress.

Evaluation, Low income housing tax credit

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Life without HUD: can H/CD agencies survive in a deregulated environment?

Article Abstract:

The housing and community development (H/CD) sector is in a state of flux. Politicians are proposing that federal spending on H/CD programs be cut down. The Dept. of Housing and Urban Development (HUD) is taking action to reinvent itself while Congress is suggesting a comprehensive transformation or even the elimination of the HUD. Several H/CD authorities are concerned about the hardships that these developments may generate. However, they are also optimistic that the possible reduction in federal regulations can produce benefits for them. Some predict that the removal of delimiting federal regulations will enable them to manage their programs more effectively even though their budgets may be slashed down considerably. Seven H/CD directors discuss how they would function in a deregulated environment and whether they would survive in a HUD-less context.

Forecasts and trends, United States. Department of Housing and Urban Development, Housing authorities

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Slamming the door on affordable housing

Article Abstract:

The article examines the nation's serious affordable housing problems, using economic conditions in Charlotte, North Carolina, as an example. Topics include significantly high income-to-housing-payment ratios, and the quality-of-life exchange between improved housing conditions and decreased affordability.

North Carolina, Social aspects, Economic aspects, Housing, Reprint, Rents (Property), Charlotte, North Carolina

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