Revitalizing distressed neighborhoods
Article Abstract:
A greater need for affordable housing has arisen among low income families. Communities that have suffered neglect would benefit from the programs that would allow more families to become homeowners. However, the Federal Housing Administration has yet to provide services for a majority of families that do not yet own homes. This has increased the pressure on the private sector to extend own assistance to the building of affordable housing.
Publication Name: Secondary Mortgage Markets
Subject: Economics
ISSN: 0740-4271
Year: 1995
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Why care about capital, anyway?
Article Abstract:
Formation of optimum capital plays a vital role in the promotion of healthy financial industry and public welfare. Optimum capital limits the risk of insolvency and promotes affordable mortgage rates. It also lowers costs that are shouldered by taxpayers, homeowners and renters. Creation of risk-based capital standards that promote average capital requirements serves as prerequisite towards attainment of optimum capital.
Publication Name: Secondary Mortgage Markets
Subject: Economics
ISSN: 0740-4271
Year: 1998
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Administration seeks FHA parity with conforming limits
Article Abstract:
The Clinton Administration is proposing to raise the Federal Housing Administration's limit on mortgage insurance. The proposed change would be part of the Administration's 1998 fiscal budget and would affect loan limits sold to Freddie Mac and Fannie Mae. The proposal would raise ceilings to $214,600 for one-family units, $274,550 for two-family units, $331,850 for three-family units and $412,450 for four-family units.
Publication Name: Secondary Mortgage Markets
Subject: Economics
ISSN: 0740-4271
Year: 1997
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