Confused consumers: when given options, what health plans do consumers choose - and why?
Article Abstract:
An employee's decision to choose a particular health care plan is based on a number of factors, including how much the employer pays for the plan and whether the plan allows the employee to choose his or her physician. However, data from the Congressional Budget Office shows that price is a relatively small consideration in choosing one plan over another. For example, a ten percent change in price would only prompt six percent of enrollees to change their health plan. Employees need standardized data in an easy-to-use format to help them weigh the differences, including cost differences, between plans.
Publication Name: Hospitals & Health Networks
Subject: Health care industry
ISSN:
Year: 1993
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Designing HIPCs
Article Abstract:
Some states are experimenting with health insurance purchasing cooperatives (HIPC), which use the principles of managed competition to solve coverage problems while maintaining consumer choice and control of pricing and quality. HIPCs invite insurance plans to compete for various segments of coverage. Views differ on whom HIPCs should serve, and how much control they should have to select plan participants. States may soon be limited by federal restrictions on funding, but they must make sure that employers and consumers are fairly represented by governing boards.
Publication Name: Hospitals & Health Networks
Subject: Health care industry
ISSN:
Year: 1993
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Workers' health is retailer's business
Article Abstract:
Eddie Bauer started a three-month pilot program for its employees in the Seattle, WA, area that have just become mothers. The 'Home and Health' program began in April 1996 and offers new mothers and babies nursing care from Pediatric Home Care. Employees in Toronto, Canada, are covered by a similar program. The clothing store chain is unusual among employers in its willingness to provide home health care.
Publication Name: Hospitals & Health Networks
Subject: Health care industry
ISSN:
Year: 1996
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