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Remortgages

Article Abstract:

Homeowners should review their mortgages annually. Mortgage lenders are engaged in fierce competition and they offer a vast range of special offers which could make it financially advantageous to the borrower to change lenders. Borrowers can expect to get 4-8% of the mortgage back through introductory offers including cash returns, introductory rate reductions or fixed-rate offers. Borrowers should, however, carefully examine the terms of the contract, as they are likely to include penalty clauses.

Author: Halls, Michael
Publisher: Macmillan Publishing Ltd.
Publication Name: Nursing Times
Subject: Health
ISSN: 0954-7762
Year: 1999
Mortgages, Refinancing

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Making a will

Article Abstract:

It is extremely important for people to make a will as decisions concerning children, property and money are hard for others to make after a person has died. Unmarried couples require a will to ensure property is automatically inherited by the partner left behind, as do gay or lesbian couples. Wills can be drawn up by the individual for about 5 pounds sterling, while a professional constructed will can cost up to 100 pounds sterling.

Author: Halls, Michael
Publisher: Macmillan Publishing Ltd.
Publication Name: Nursing Times
Subject: Health
ISSN: 0954-7762
Year: 1999
Interpretation and construction, Personal finance, Wills

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