Housing policy: an international perspective
Article Abstract:
Poor housing policies have contributed to the shortage of affordable housing in the US. The US is investing too much in high-cost housing and not enough in re-industrialization. Housing policies have the effect of either harming the US or attempting to solve housing problems through subsidies. The US has an unrealistic perspective of housing policy. There is a lack of accountability between local governments, which establish housing standards, and federal policy makers, who determine income eligibility and subsidies. The US should eliminate the subsidy policies of the 1960s and concentrate instead on federal mortgage interest and property tax deductions.
Publication Name: Journal of Housing
Subject: Social sciences
ISSN: 0272-7374
Year: 1991
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EPHB: a new housing finance technique
Article Abstract:
The Essential Purpose Housing Bond (EPHB) offers a new finance technique for housing. EPHBs are being used to acquire a complex consisting of 39 fourplexes in Riverside, CA. An EPHB issue combines revenue bonds and tax increment financing for the purpose of raising revenue for acquiring new and extant housing stock. A government body guarantees the bond issue for investors, and public funds are used only if occupancy rates drop below a level needed to meet the debt service. EPHB issues should increase in popularity as Section 8 units are exiting the public market and the availability of federal funds is decreasing.
Publication Name: Journal of Housing
Subject: Social sciences
ISSN: 0272-7374
Year: 1990
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