Public housing: why the bad rap?
Article Abstract:
The proponents of public housing believe that the 53-year old program remains as valid in 1991 as it was in 1937 when it was first started. Many public housing advocates point out that the 3,000 plus housing programs around the country have helped to deflect the problem of homelessness for the four million people who reside within public housing developments. These tenants are typically poor, with incomes averaging at $8,000 per year, and are comprised mainly of minorities who make up some 75% of public housing tenants. These advocates stress that what the program needs is not further privatization or demolition of public housing stock, as was the case under the Reagan administration, but federal funding for an incremental refurbishment of public housing developments to provide improved, affordable, low-cost housing for poor but deserving families.
Publication Name: Journal of Housing
Subject: Social sciences
ISSN: 0272-7374
Year: 1991
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Biased lending
Article Abstract:
A major metropolitan newspaper in January 1989 reported that Milwaukee, WI had the highest racial disparity in mortgage loan rejection rates in the 50 largest US cities. In response to the report, public officials in April 1989 created the Fair Lending Action Committee (FLAC) to determine the reasons for the disparity, and to make recommendations for methods to increase lending to minorities. A primary objective of the report issued by the FLAC in October 1989 was to encourage Milwaukee-area lenders to make five percent of all residential, commercial, and business loans, and five percent of the dollar amount of all loans made in Milwaukee in 1990 to minorities. As of the first half of 1990, the objectives of the FLAC report have not been met.
Publication Name: Journal of Housing
Subject: Social sciences
ISSN: 0272-7374
Year: 1990
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