On-line, high-tech sleuths find private facts

Article Abstract:

Private investigators are gaining unauthorized computer access to a range of public and private online databases, raising security questions and concerns. Personal information, including private telephone records, credit card bills and medical records, can be obtained for fees at Web sites such as Dig Dirt and SpyForU. Private investigators are discovering that Web technology can save time in gathering information. Compounding the problem is the fact that many government agencies are creating much-needed revenue by selling information. Illinois is receiving $10 million from public records sales, while Rhode Island's motor vehicle records fetch $9.7 million. A growing number of the estimated 65,000 private investigators are using unsavory tactics to gather information. The investigations business is expected to total $4.6 billion by the year 2000, nearly five times the 1980 level. Some of the largest customers are companies seeking information on subjects ranging from litigation to job-applicant screening.

Telecommunications industry, Privacy issue, Privacy, Communications industry, Ethical aspects, Internet/Web technology, Private investigators, Information accessibility, Online database, Online databases

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European monetary union: some implications for companies

Article Abstract:

The impending implementation of the European monetary union (EMU) is expected to have direct and indirect effects on EU companies regardless of whether or not they are in a member country. Direct effects include improvements resulting from the reduction of transaction costs and changeover costs. They will have an impact on companies located in, or with major interests in, member states using the single currency, particularly multinational corporations and small and medium-sized enterprises with intra-EU operations. In contrast, indirect effects include the outcrop of transition in the macroeconomic and competitive environments. The transformations in the macroeconomic environment are expected to have the greatest impact. If an agreement harmonizing the macroeconomic policy of all member states is reached, the changes will have an effect on companies if they are located in EMU member or non-member states.

Europe, International business enterprises, Multinational corporations, European Union, Monetary unions, European Monetary System

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Informational market efficiency: some implications for economic and business policy decisions

Article Abstract:

Informational market efficiency is important to policy makers, but the assumptions related to the effects of information on markets are often based on inadequate knowledge of the marketing efficiency theory. The concept of the informationally efficient market, the supporting empirical evidence, and its interpretations are outlined. The implications of the assumption of efficiency for public and private policymakers are described. The best marketing and management decisions reflect a belief in the assumptions underlying market efficiency theories with regard to information.

Decision-making, Decision making, Management, Marketing management, Business communication, Efficient market theory

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